Why Every Renter Needs Renters Insurance
When you rent your home, it’s easy to assume that your landlord’s insurance will cover you in the event of a loss. Unfortunately, that’s not the case. Renters insurance protects what matters most – your belongings, your finances, and your peace of mind.
Here are some reasons why you need renter’s insurance if you’re renting:
Your Landlord’s Insurance Won’t Cover Your Personal Property
Your landlord’s policy covers the building, not your personal property. If a fire, burst pipe, or theft damages your belongings, you could be left with thousands in losses.
A renters insurance policy from Meixell-Diehl Insurance ensures your possessions are protected – furniture, clothing, electronics, and more.
Comprehensive Protection for Everyday Risks
Renters insurance covers far more than you might expect:
- Fire, smoke, or water damage
- Theft or vandalism
- Wind and storm damage
- Temporary living expenses if your rental becomes uninhabitable
With Meixell-Diehl, we help you select a policy that fits your budget while covering real-life risks.
Liability Coverage: Because Accidents Happen
If a guest is injured in your apartment or you accidentally damage someone else’s property, liability protection can cover medical bills, repairs, and expensive legal fees. It’s peace of mind that costs just pennies a day.
Extra Coverage for Life’s What-Ifs
Renters insurance can also help cover:
- Additional living expenses while repairs are being made
- The replacement of damaged or stolen items
At Meixell-Diehl, we’ll help you customize your policy so you’re covered for the unexpected.
Affordable Protection for Your Lifestyle
Most renters insurance policies cost less than $20 per month – a small price for the security of knowing your belongings and liability are protected.
Quick Tip from Meixell-Diehl Insurance
Take a few minutes to create a home inventory. List your belongings, keep receipts or photos, and store the list securely. You’ll be surprised how quickly your possessions add up and how valuable proper coverage can be.
Whether you rent an apartment, condo, or home, renters insurance offers reliable protection for life’s unexpected moments.
Contact us today for a personalized quote and see how easy it is to safeguard your belongings and peace of mind.