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Boating Safety this Summer

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Boating Safety this Summer

Summer is around the corner, and people will be moving to the water to enjoy themselves. We at Meixell-Diehl want you to have a good time on the boat, but we also want you to be careful. Just the following safety tips to make sure your summer is safe. TRAINING Boating does not require a license, but many states do require a written exam. A driver’s license does not mean you are skilled to operate a boat. Taking a training class is a wise decision for anyone interested in boat ownership. Unlike a car, a boat cannot be steered unless it is...

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Potholes Can Damages Your Vehicles – Tips to Avoid Them

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Potholes Can Damages Your Vehicles – Tips to Avoid Them

If you commute to work in a car, it is likely you are going over potholes along the way. Some are small, some are large and all are annoying. We at Meixell-Diehl know potholes are a pain, so here is a way to avoid them on the way to and from work, play or on errands. Common reasons for potholes are the freezing of water under pavement. This weakens the pavement and causes cracks. Here are a few tips to help dealing with potholes. • Tire inflation – Keeping tires at the proper inflation is good driving anyway, but properly inflated tires hold...

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Commercial Auto

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Commercial Auto

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name....

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Common Checks for your Car

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Common Checks for your Car

We at Meixell-Deihl Insurance are in the insurance business, but we are also in the taking care of our customers business. This means doing what is right, and when necessary, providing advice that is both timely and worthwhile. This month we want to give you a few simple pointers on keeping your car in top running condition. Following these simple tips can keep your car running for many years. We have some customers whose cars are turning over 200,000 miles and still going! Sound impossible? Not if you follow these tips. OIL The lifeblood of...

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Are Pets Okay in your Business?

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Are Pets Okay in your Business?

In more and more places, it is very common to see non-service animals in work locations. Studies have continually shown how morale and productivity improve with a pet where an employee’s sits. It sounds like a solid choice, much like casual Friday, but there is more to consider than simply saying it is permissible. Consider the following before making a final decision. Research If you lease, check with the landlord before doing this. Also check with your insurance and risk-management specialists about insurance for you in case of injury and...

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Car Insurance Explained

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Car Insurance Explained

The vehicle insurance industry sells five kinds of insurance. Here’s a rundown of the kinds from the experts at Meixell-Diehl Insurance. LIABILITY This is basic coverage. It covers anything you do. If the accident is your fault, the policy pays up to the limits of the policy. It covers medical bills for other people, repairs to property and vehicles. It’s a good idea to have more liability insurance than required by law. Pennsylvania requires $5K medical, $15K/$30K bodily injury liability, meaning $15K for one person and $30K for...

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How Much Life Insurance Should Someone Have?

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How Much Life Insurance Should Someone Have?

That depends on a several different factors, including your current and future financial situation, say the experts at Meixell-Diehl Insurance. If you are single with no dependents and you don’t have a mortgage, you need enough insurance to cover your funeral. Funeral expenses vary widely. The National Funeral Directors Association says the cost runs from $2,000 and up. If you have debts, you should have enough insurance to pay those debts. That way, your estate won’t have to pay anyone. If you have dependents, then you need to...

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It’s about Personal Service When you File a Claim

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It’s about Personal Service When you File a Claim

You have insurance to protect you in case of loss. Anyone can sell you insurance to protect you against loss. But how many insurance companies offer personal service when you need to file a claim? Think about that. If you need to file a claim, who are you going to call? If you buy insurance online, you’ll deal with people via email and phone calls. You are at their mercy. If you don’t like something they do, you have little recourse. If you can’t get help, all you can do is keep calling and sending emails. When you file a...

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Do I Really Need a Life Insurance Policy?

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Do I Really Need a Life Insurance Policy?

More than 60 percent of widows plan funerals. According to the Census Bureau, 80 percent of wives outlive their husbands. Social Security pays a $255 one time death benefit. The average funeral cost is $7,000. Even cremation, the cheapest option is $1500-$3,000 if you deal directly with the crematorium and do not go through a funeral home. On top of the funeral expenses, the money you bring in to the family is gone. If you are retired and collecting Social Security, most of that money will continue to go to your spouse. If you have a pension,...

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Teen Drivers: What to look for in their first car

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Teen Drivers: What to look for in their first car

As the summer comes to a close and a new school year starts, a good many students will likely be starting to drive. Some will drive to school and some to college, but there will be more new drivers on the road. This idea of a new driver makes many nervous, but there are things that can be done to help put everyone at ease with the new driver in the home. There are two things that are going into a new car decision – the organic and the inorganic. The organic is the young driver. The inorganic should be obvious. Fixing the organic is tough, but...

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