Flood Insurance – Protection Beyond the Flood Plain

Do you need flood insurance in Pennsylvania if you don't live in a flood zone? Flood insurance isn't just for properties located in designated high-risk flood areas. Flooding can happen almost anywhere, and standard homeowners insurance typically does not cover flood damage. A separate flood insurance policy can provide important protection for your home and belongings against covered flood-related losses.

If your property is located in a designated high-risk flood area and you have a federally backed mortgage, flood insurance may be required. But homeowners outside these areas can also purchase coverage to help protect themselves from the potentially significant financial impact of flooding.

At Meixell - Diehl Insurance, our flood insurance specialists can help you determine if this coverage is right for you. We offer policies through both the National Flood Insurance Program and private flood insurance providers.