Commercial Umbrella Insurance

Commercial Umbrella Insurance

Generally, your business should be able to protect itself from most legal liability claims for injury or property damage with standard commercial insurance liability limits. The insurance won't cover the increasing number of catastrophic lawsuits and judgments. A commercial umbrella policy can provide a layer of excess liability insurance for your business that goes beyond your business liability policy's limits. In situations such as this, it can make the difference between staying in business or becoming a lawsuit casualty:

• An accident that results in a permanent disability to the driver of the other vehicle caused by a company employee
• A product you distribute is found to be defective and causes illness to multiple people
• During a business dinner, an employee becomes intoxicated and causes an auto accident in which a passenger get injured who is a prospective client

Excess Business Liability Insurance is Essential

Your commercial or professional liability insurance coverage limits can be exceeded in a number of situations. You can contact a Meixell - Diehl Insurance agent for a no-obligation insurance quote today to identify and control those exposures and review coverage options from several top-rated insurance companies.